See your spending clearly. Save with a plan.
Ledger tracks your income and expenses, checks them against your budgets, and tells you — in plain language — where to cut back and how close you are to your savings goal.
Everything your budget needs, nothing it doesn't
Record what comes in and what goes out, set limits that matter to you, and let the system flag what needs your attention.
Budgets that talk back
Set a monthly limit for any category. Ledger compares it against real spending and tells you before you go over, not after.
- Per-category limits for food, transport, bills, and more
- Progress bars that shift color as you approach a limit
- A running total of what's left to spend this month
Recommendations you can act on
Ledger reads your spending patterns and turns them into short, specific suggestions — not vague advice.
- Alerts when a category is close to or over budget
- A check on whether your savings goal is on pace
- A note when one category keeps topping your spending
Set up once, check in anytime
Three steps to get from a blank account to a working budget.
Add income and expenses
Log what you earn and spend, sorted into categories like food, bills, and transport.
Set your limits and goal
Give each category a monthly budget and set a savings target for the month.
Follow the dashboard
Check your progress and recommendations whenever you like — no spreadsheets required.
Start tracking today's spending, not last month's.
It takes about two minutes to set up your first budget and savings goal.